Insurance Terminology
Terminology by Policy Type
General terms
D
eductibles
Dynamic risks
Fundamental risks
Insurance definition
Particular risks
Pure risks
Speculative risks
Static
risks
Commercial Property Policy
168-hour provision
Actual cash value
Agreed Amount Coverage
Basic form (Cause of Loss)
Broad form
Builders risk coverage form
Building property
Business income
Business income - What is covered
Business income - Coinsurance
Business income - Covered causes
Business income - Optional coverages
Business income -
Tuition fees insurance
Business personal property
Business personal property coverage
Co-insurance
Conditions (commercial property policy)
Earthquake insurance
Falling objects
Glass breakage
Glass coverage form
Hostile fire
Inflation guard
Jewelry and furs limitations
Loss
P
ayable clause
Mortgagee
Mortgageholder
Pro-rata Distribution
Protection for 3rd party (mortgagee)
Proximate cause
Rev V vs Shaws V
Replacement cost
Special Form
Theft
Voluntary surrender or property
Value Reporting
Water damage
Commercial Package Policy
Building property
Business personal property
Conditions (common policy)
Personal Automobile Policy
Accident Prevention Course
Collision
Common car insurance terms
Comprehensive
Financial Responsibility Laws
Frequently Asked Questions
Hazards not covered
Insured's responsibilities
Liability
Non-owned cars
Personal Injury Protection (PIP)
P
roperty
d
amage (PD)
Teen drivers
Uninsured motorist
Who is Covered
Dwelling/Homeowners Policy
Condo
Co-op Owner Insurance
Dwelling Policy DP1, DP2, DP3
Homeowner 1 (HO1)
Homeowner policies
Homeowner form - What is covered
Homeowner form - What is not
covered
Homeowner 2 (HO2)
Homeowner 3 (HO3)
Homeowner 4 (HO4)
Homeowners 5 (HO5)
Homeowners 6 (HO6)
Homeowner 8 (HO8)
Homeowner 76 (HO76)
Medical Payments to Others
Mobile home package policy
Personal
l
iability
Surety Bonds
DMEPOS bond