NY Insurance
Insurance Terminology

Terminology by Policy Type
General terms


Deductibles
Dynamic risks
Fundamental risks
Insurance definition   
Particular risks

Pure risks
Speculative risks
Static risks
Commercial Property Policy   

168-hour provision    
Actual cash value    
Agreed Amount Coverage    
Basic form (Cause of Loss)   
Broad form   
Builders risk coverage form     
Building property  
Business income    
Business income - What is covered    
Business income - Coinsurance     
Business income - Covered causes   
Business income - Optional coverages   
Business income - Tuition fees insurance    
Business personal property
Business personal property coverage  
Co-insurance  
Conditions (commercial property policy)  
Earthquake insurance    
Falling objects    
Glass breakage     
Glass coverage form    
Hostile fire    
Inflation guard   
Jewelry and furs limitations    
Loss Payable clause    
Mortgagee  
Mortgageholder   
Pro-rata Distribution     
Protection for 3rd party (mortgagee)  
Proximate cause   
Rev V vs Shaws V   
Replacement cost    
Special Form    
Theft    
Voluntary surrender or property    
Value Reporting         
Water damage    
Commercial Package Policy


Building property
Business personal property

Conditions (common policy)
Personal Automobile Policy

Accident Prevention Course   
Collision   
Common car insurance terms   
Comprehensive   
Financial Responsibility Laws   
Frequently Asked Questions   
Hazards not covered   
Insured's responsibilities   
Liability   
Non-owned cars   
Personal Injury Protection (PIP)   
Property damage (PD)   
Teen drivers    
Uninsured motorist   
Who is Covered  
Dwelling/Homeowners Policy

Condo   
Co-op Owner Insurance  
Dwelling Policy DP1, DP2, DP3    
Homeowner 1 (HO1)   
Homeowner policies  
Homeowner form - What is covered    
Homeowner form - What is not
covered   
Homeowner 2 (HO2)   
Homeowner 3 (HO3)   
Homeowner 4 (HO4)   
Homeowners 5 (HO5)   
Homeowners 6 (HO6)   
Homeowner 8 (HO8)  
Homeowner 76 (HO76)   
Medical Payments to Others   
Mobile home package policy   
Personal liability   
Surety Bonds

DMEPOS bond